snow/ice announcement for workshops
If there is snow or ice during the afternoon of the
EVENING workshop you are scheduled to attend, you may
call the office phone number (410-444-9152) AFTER 3:30 p.m.
and listen for any announcement.
If there is snow or ice during the morning of the DAYTIME workshop you are scheduled to attend, you may call phone number (410-444-9152) AFTER 7:30 a.m. and listen for any announcement. and listen for any announcement.
Homebuyer Workshop Registration
HARBEL Housing serves homebuyers interested in purchasing in either Baltimore City or Baltimore County. Homebuyers should seek services from a housing counseling agency where they are most likely to purchase a home.
All February homebuyer workshops have been held or are overbooked. HARBEL does not maintain a waiting list for cancellations.
HARBEL Housing will take reservations, by phone only, for March homebuyer workshops on Monday, February 11, 2019 after 9:30 a.m. Our office will continue to take reservations until all the workshop spaces are filled.
Please note that call volume is the greatest between 9:30 and 10:30 a.m. We have four phone lines and will work hard to answer your. If we answer your call and place you on hold, please hold as we are answering callers ahead of you. If your reach our phone message, it means that all phone lines are busy and please try calling again.
Do not call HARBEL Community Organization’s main number, our parent organization, or use their email address to register for our workshops. Thank you.
Our workshops are held on various weekday nights, from 6:00 to 9:00 p.m. and held at various locations within our service area. We do not hold Saturday workshops. The workshops are free of charge, but contributions are welcome.
During the homebuyer workshop attendees will learn how to schedule the second required workshop (pre-settlement) and how to prepare for the one-on-one counseling appointment.
The three-hour workshop covers the following major topics: budget, credit, real estate and mortgage process, the various assistance program and instructions regarding the pre-settlement workshop and counseling.
The pre-settlement workshop is required for all Baltimore County buyers and for many Baltimore City buyers, prior to submitting a contract offer on a home. Buyers may only schedule their pre-settlement workshop following attendance at HARBEL’s homebuyer workshop. The three-hour workshop covers: settlement process, home maintenance, safety, home repair and improvements and refinancing.
PRE-PURCHASE COUNSELING AND CREDIT COUNSELING
At HARBEL, pre-purchase counseling and credit counseling is scheduled after homebuyer workshop attendance and the completion of HARBEL’s intake packet provided at the homebuyer workshop. Pre-purchase counseling is required for both Baltimore City and Baltimore County buyers, prior to submitting a contract offer on a home. Credit counseling is ideal for potential homebuyer who may have credit issues that must be resolved prior to applying for a mortgage.
HARBEL Housing’s office hours are:
Monday through Friday, 9:00 a.m. to 4:30 p.m.
Phone: 410-444-9152 | Fax: 410-444-9181