HARBEL Housing Workshop and Counseling Services

snow/ice announcement for workshops

If there is snow or ice during the afternoon of the EVENING workshop you are scheduled to attend, you may call the office phone number (410-444-9152) AFTER 3:30 p.m. and listen for any announcement.

Homebuyer Workshop Registration

HARBEL Housing serves homebuyers interested in purchasing in either Baltimore City or Baltimore County. Homebuyers should seek services from a housing counseling agency where they are most likely to purchase a home.

HARBEL Housing is currently taking reservations, BY PHONE ONLY, for our April homebuyer workshops. Our office will continue to take reservations until all APril homebuyer workshop spaces filled. Please note that we do not maintain a waiting list for any workshops. Towards the end of April we will begin to take reservations for May homebuyer workshop dates. Check back to this page for updates.

Do not call HARBEL Community Organization’s main number, our parent organization, or use their email address to register for our workshops. Thank you.

Our workshops are held on various weekday nights, from 6:00 to 9:00 p.m. and held at various locations within our service area. We do not hold Saturday workshops. The workshops are free of charge, but contributions are welcome.

During the homebuyer workshop attendees will learn how to schedule the second required workshop (pre-settlement) and how to prepare for the one-on-one counseling appointment.

The three-hour workshop covers the following major topics: budget, credit, real estate and mortgage process, the various assistance program and instructions regarding the pre-settlement workshop and counseling.

PRE-SETTLEMENT WORKSHOP

The pre-settlement workshop is required for all Baltimore County buyers and for many Baltimore City buyers, prior to submitting a contract offer on a home. Buyers may only schedule their pre-settlement workshop following attendance at HARBEL’s homebuyer workshop. The three-hour workshop covers: settlement process, home maintenance, safety, home repair and improvements and refinancing.

PRE-PURCHASE COUNSELING AND CREDIT COUNSELING

At HARBEL, pre-purchase counseling and credit counseling is scheduled after homebuyer workshop attendance and the completion of HARBEL’s intake packet provided at the homebuyer workshop. Pre-purchase counseling is required for both Baltimore City and Baltimore County buyers, prior to submitting a contract offer on a home. Credit counseling is ideal for potential homebuyer who may have credit issues that must be resolved prior to applying for a mortgage.

Contact Information

HARBEL Housing’s office hours are:
Monday through Friday, 9:00 a.m. to 4:30 p.m.
Phone: 410-444-9152 | Fax: 410-444-9181
Email: harbelhousing@gmail.com